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MortgagesRyan Hay Independent Mortgages and Loans Independent Mortgages & Loans is owned and run by Ryan Hay, based in Bangor and serves clients, usually in the comfort of their own home, throughout Northern Ireland. Independent Mortgages & Loans offers truly independent financial advice on Mortgages, Loans, Household Insurance and Mortgage Protection Insurance.
| Our Independent status means we can offer Mortgages, Loans and Insurance from any financial provider, we are not tied to one companies products, and being regulated by the FSA you have security in the knowledge that we are professionally monitored to ensure we obey the rules. At Independent Mortgages & Loans most of our business comes from referrals from our existing clients so if they are not happy we don't get new business. |

Ryan Hay of Independent Mortgages & Loans
presenting Belfast Giant's Todd Kelman
with keys to his new home. |
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Are you paying too much for your mortgage? |
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Is your mortgage coming to the end of a special rate or fixed term period? |
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Are you currently on a standard variable rate mortgage? |
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Would you like to consolidate all your debts into one manageable monthly payment? |
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Would you like to reduce your monthly mortgage payments? |
If your mortgage is either due out of, or is out of, any fixed term period we would recommend that you review this now. If you have credit card or other debts and residual value in your property we can consolidate all your debts into a reviewed mortgage and reduce, often significantly, your monthly repayments leaving you to enjoy life more with less worries and more money in your pocket.
Call or e-mail now for a free 1 hour introductory meeting with Ryan. It will cost you nothing and may save you a fortune.
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Name: Ryan Hay Company: Independent Mortgages and Loans Telephone: 028 9145 4541 Mobile: 07710 115959 Email: ryan@iml-ni.com Web: www.iml-ni.com Address: 6A Ensbury Drive Bangor Down BT19 6UF
| Testimonials | Ryan was able to save me a substantial amount of money on each of the products he negotiated on my
behalf and in addition I received enhanced cover on each of the insurance policies. more
| A BANGOR based mortgage broker is celebrating after
scooping the top prize in a national competition. more
| Ryan was a joy to deal with and listened to my needs, as well as returned immediately any calls made when I wasn't able to get him first time. more
| Ryan was courteous and responded quickly and accurately to any queries that 1 had and he provided independent advice, even if it meant that he would not gain financially himself, but putting the client first and doing what was best for them. more
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